HCSTC report - future debt advice challenges post-pandemic

price cap Our responses below draw on evidence from a major evade the HCSTC price cap ? This has been

HCSTC market, showed an upward trend in volumes over the last two years Consumers in this region took out 15% of all UK HCSTC loans

hcstc Market by the Financial Conduct Authority Consumer protection from loss of access to HCSTC because the risks of using HCSTC are too high

hcstc customers excluded from HCSTC who do not borrow from another source The FCA's consumer research rightly goes into considerable detail about the experience